Auto lending

Comprehensive analysis of the banking industry's first big legislative victory since the crisis; lawsuits target banks with websites in violation of the Americans with Disabilities Act; what a homegrown app for millennials has to teach Wells Fargo; and more from this week's most-read stories.

The economy has been expanding for nine years, but one credit union economist believes the tide could be about to turn – and soon.

CEO Tim Sloan said that the bank has "pulled back enough" on auto lending and is poised to grow the business again.

The CFPB policy was aimed at preventing discriminatory markups on indirect loans made by car dealers, but current acting CFPB Director Mick Mulvaney said the guidance "seemed like a solution in search of a problem."

While reform legislation for banks is just around the corner, market signals suggest the economy could be headed toward another downturn.

The post-recession boom in auto loans and credit cards for borrowers with marred credit histories has been winding down in recent months.

JPMorgan and Santander show off their uses for the technology; commercial and industrial loans outstanding are rising.

The New York-based firm said it now reaches 4.3 million members, a 58 percent increase over the previous year.

Ryan, McConnell say they have a deal on a bipartisan Dodd-Frank rollback; New York won more than $5 billion in settlements from big banks under the former AG.

Bill supporters say the guidance — which held indirect auto lenders liable for unintentional discrimination at partner dealerships — violated Dodd-Frank, but consumer advocates say the legislation would expose minority borrowers to mistreatment.