Commercial Banking News, Strategy & Risk Analysis
American Banker's commercial banking coverage explores how banks serve middle-market and corporate clients, focusing on issues such as interest-rate volatility, regulatory pressure, and intensifying competition for deposits and credit relationships. This section focuses on balance-sheet strategy, commercial lending, treasury and cash management, risk governance, and the technologies reshaping relationship banking.
Learn how institutions are recalibrating growth expectations, managing credit exposure, and using payments and treasury capabilities to deepen client relationships while preserving profitability.
Commercial banking is under structural pressure from higher funding costs, uneven loan demand, and increased supervisory scrutiny. Banks are being forced to prioritize relationship depth, disciplined credit selection, and non-interest income generation rather than balance-sheet expansion alone.
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CIT took a $22 million hit on a business loan, and overall loan growth was tepid.
April 24
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Double-digit consumer-loan growth more than offset a decline in commercial real estate loan balances.
April 24
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The $17 billion-asset Bank of Hawaii reported higher profits on rising interest income, even as it saw yearly declines in mortgage banking and deposit fee income, as well as losses on investment securities.
April 23
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“We know we've said this before, but we do feel we've put this behind us now,” Joseph DePaolo said Thursday.
April 19
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The Cleveland company's acquisition of a boutique investment banking firm contributed to an increase in its fee income.
April 19
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However, mortgage growth and servicing income weren't the only reasons profits rose by double digits at the Dallas bank.
April 18
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The divide highlights a lingering question about how much commercial and retail depositors value cutting-edge technology over price — and whether midsize banks can keep pace with bigger rivals when it comes to tech investments.
April 17
