Commercial Banking News, Strategy & Risk Analysis
American Banker's commercial banking coverage explores how banks serve middle-market and corporate clients, focusing on issues such as interest-rate volatility, regulatory pressure, and intensifying competition for deposits and credit relationships. This section focuses on balance-sheet strategy, commercial lending, treasury and cash management, risk governance, and the technologies reshaping relationship banking.
Learn how institutions are recalibrating growth expectations, managing credit exposure, and using payments and treasury capabilities to deepen client relationships while preserving profitability.
Commercial banking is under structural pressure from higher funding costs, uneven loan demand, and increased supervisory scrutiny. Banks are being forced to prioritize relationship depth, disciplined credit selection, and non-interest income generation rather than balance-sheet expansion alone.
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The Columbus, Ga., bank reported higher fourth-quarter profit on growth in business loans and mortgage banking.
January 17
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Violations of Bank Secrecy Act and anti-money-laundering compliance remain a hot topic for financial institutions as regulators can bar them from branch building and bank acquisitions. Here are some notable regulatory actions that are still unresolved.
January 13
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Corporate clients are increasingly asking their banks to help digitize back-office processes. Such a move can help both parties save time and money.
January 13
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The San Francisco private bank reported double-digit gains in originations and noninterest income that led to a nearly 30% increase in profits last quarter.
January 13 -
Loans increased, the margin widened and credit quality continued to improve.
January 13 -
Fourth-quarter profit dropped 5.4% as revenue from its mortgage business declined, Wells Fargo said Friday.
January 13
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JPMorgan Chase said profit rose 24% as bond-trading revenue climbed more than analysts estimated and expenses fell.
January 13
