Consumer banking
Big banks' sales of unreliable card records to collections agents raises questions about who's responsible for making sure payment demands are legitimate and whether a legal or regulatory backlash is on the way.
-
From prepaid cards to checking to mortgages, simplified disclosures are on the way. For bankers, that means adopting new revenue models fast.
March 30 -
Cash is already at the margins of society. Doing away with it might make consumers demand stronger protection of personal data, argues David Wolman, author of "The End of Money."
March 29
-
Gerard Cassidy, of RBC Capital Markets, on why PNC's acquisition of National City is hard to beat in the annals of bank M&A.
March 28 -
Participants in a recent American Banker roundtable say whether they would they pick a a community bank, a regional bank or a megabank if given a choice — and explain why.
March 28 -
A down market and Dodd-Frank regulations have thinned the ranks of property appraisers. That's left bankers hard pressed to prevent delays underwriting property.
March 28 -
Consumers will be able to discharge student loans in bankruptcy if Sen. Richard Durbin gets his way. Banks are vehemently opposing the move.
March 27 -
Barry Sloane of Newtek Business Services says his small-merchant clients are reaping little benefit from the cap on debit interchange fees.
March 27 -
Author David Wolman discusses why mobile money has taken off in Africa and India and how it can happen here.
March 26 -
Alabama's BancTrust Financial has abandoned a bid to raise private equity funds. As bank-acquirers circle, a deal could say a lot about the state of M&A.
March 26
