Clayton Deutsch has spent the last several years streamlining Boston Private's past acquisitions in an effort to improve the company's profitability. With most of the cuts in place, the company is now eyeing acquisitions like the one it announced last month for Banyan Partners, a Florida investment adviser.

Subprime auto originations have nearly doubled in recent years, which has led to warnings of a bubble. But the fears are overstated, especially for banks, which have made fewer loans to borrowers with the lowest credit scores, four New York Fed economists said.

While Fannie Mae should have a smooth transition to a new system, Freddie Mac might find the path more treacherous.

As banks flee the deposit advance business, startups are offering services that let consumers name their payday and collect what they have earned up to that point, regardless of the day of the week.

Pockio, a U.K.-based company that re-sells gift cards for cryptocurrency, has expanded the number of brands it offers from 30 to 160 in only a couple of months.

Nearly six months after some CertusBank investors demanded a total management overhaul, the Greenville, S.C., company elected six new board members at an annual meeting last week. Yet investors remain very concerned about the company's ongoing losses and capital levels, new Chairman John Poelker says.

The time spent preparing these reports has increased exponentially over the years, leaving bankers with less and less time to help customers, and communities, prosper. Allowing highly rated banks to file short-form call reports could significantly ease that burden, writes the ICBA's Camden Fine.

TD Bank has added mobile check deposit for its business customers.

CenterState Banks in Davenport, Fla., plans to close additional branches from a recent acquisition.

The U.S. Treasury Department said it will cut its stake in Ally Financial Inc. (ALLY) by selling stock on the open market in its first divestiture since an initial public offering in April.

Wells Fargo's mortgage business, the largest in the U.S., is looking to halt a revenue slump by sweetening the payoff for employees amid a shift to new home purchases.

First Citizens BancShares in Raleigh, N.C., has appointed Blake Coules chief risk officer.

Already beset by stagnant wages, growing student debt and competition from investors who are snapping up listings, those looking to purchase moderately priced houses must also provide more cash up front.

Banks can use advanced database marketing techniques to identify current customers who may be shopping for a mortgage, writes Garth Graham.

Federal lawmakers are calling on the Consumer Financial Protection Bureau and the Department of Defense to investigate a report that some retailers have filed debt collection lawsuits against active duty military.

An email spammer and his company have settled federal charges that they sent deceptive emails in advance of the Affordable Care Act roll-out, claiming consumers would be violating the law if they did not click a link to enroll in health insurance.

Diebold, best known as an ATM manufacturer, is rebranding itself to banks to stay relevant in a digital age.

Customers Bank in Wyomissing, Pa., has announced three new appointments to executive positions, including one to the newly created role of Small Business Administration national director.

Citizens Financial Group in Providence, R.I., is expanding its commercial banking operations to lend to more midsize companies in more parts of the country.

Investment banker Jason R. Hach has joined Sandler O’Neill following four years at its archrival Keefe, Bruyette & Woods.