The Consumer Financial Protection Bureau's employee ratings show the same sorts of racial patterns that it has castigated bankers for permitting in the loan market. American Banker staffers discuss what may be behind the numbers and what they may mean for bankers and policymakers.

Riverview Community Bank in Vancouver, Wash., has promoted Daniel Cox to executive vice president and chief credit officer.

Wells Fargo (WFC) has created a health care banking team within its corporate banking group.

Predictions vary widely on how hard it will be for foreign banks to comply with a new capital rule from the Federal Reserve. Many will have to sell branches or loans, or they may just need to shuffle some legal paperwork, depending on whom you speak with.

Comerica Bank (CMA) in Dallas has rolled out a new online learning tool that is designed to help entrepreneurs better manage or grow their businesses.

More bankers want to use YouTube and other social media to get customers, but they often struggle with they should say or do in their campaigns. Here are three tips, including have fun and avoid repeating traditional ads.

The increased scrutiny, mortgage bankers complain, would end recent attempts to provide home loans to borrowers with weaker credit, something the FHA has been trying to spur for years.

Bankers at this year's ICBA convention in Hawaii expressed hope that an increase in loan applications — as well as some relief from pending regulations — will bode well for 2014 and beyond.

Home equity lending increased for the first time last year but overall mortgage originations in January were the lowest since November 2008, according to a monthly analysis of loan-level data from tech vendor Black Knight Financial Services.

After halting an Ocwen deal to purchase mortgage servicing rights from Wells Fargo, New York's Department of Financial Services is turning its attention to another nonbank servicer, Nationstar.

HomeStreet, the parent company of the $3 billion-asset HomeStreet Bank, plans to sell two pools of residential loans that it will continue to service.

The Federal Trade Commission on Wednesday published its annual summary of collection enforcement activities, stating in has brought or resolved nine collection cases in the past year.

President Obama sent Congress a $3.9 trillion budget for 2015 that includes increased spending for employment and education - and language giving the Treasury Department the ability to call delinquent consumers on their cell phones using autodialers.

U.S. Bancorp, the nation's largest regional bank, gave Chief Executive Officer Richard Davis a 5.5 percent raise for his work last year.

Park Sterling Corp. (PSTB) in Charlotte has agreed to buy Provident Community Bancshares (PCBS) in Rock Hill, S.C.

U.S. consumers spent an average of $87 per day last month, a strong rebound from $78 in January, which had been the lowest estimate in 14 months, according to Gallup.

Ripple Labs, which facilitates payments in mainstream and virtual currencies, is creating a developer portal and supporting a new accelerator. Already its efforts have made it possible to connect the Ripple payment network to websites that run on Magento's e-commerce platform.

Flexcoin, a Bitcoin bank, was forced to shutdown after hackers stole 896 units of the digital currency, the Guardian newspaper reported.

Community West Bancshares in Goleta, Calif., has promoted Michael Phlaum to executive vice president and chief operating officer of its bank unit.

Eastern Bank, a mutual thrift in Boston, can only offer cash when trying to buy other banks. Many sellers prefer stock, but Eastern has been able to consistently make acquisitions using its all-cash approach.