Avoid closing locations solely based on performance, test drive outreach programs and consider other options, such as amending hours, before shuttering an underperforming location.

Financial Institutions in Warsaw, N.Y., has named a new chief financial officer.

U.S. Bancorp (USB) said first-quarter profit rose 6.7 percent, matching analysts' estimates, as the company set aside less for bad loans.

Regulators may fault JPMorgan Chase (JPM) for failing to conduct sufficient due diligence into accounts held by the investment firm of disgraced money manager Bernard Madoff, Reuters reported Monday.

The president and chief executive of Rocky Mountain Bank in Billings, Mont., is moving on to Herring Bank in Amarillo, Texas.

C&F Financial (CFFI) in West Point, Va., has snagged Gail Letts, an executive from SunTrust Banks (STI), to lead its business in the state's capital.

Activists staged a tax-time protest against big banks that used an adaptation of the classic video game "Space Invaders."

When Iberiabank lowered the amount of money it expects to receive in FDIC loss-sharing, it meant some credits are performing better than expected — and that some losses might show up after the FDIC agreement runs out.

Credit card delinquencies ticked down in March, and releases of reserves for loan losses boosted first quarter profits.

Bank of America (BAC) is rolling out a new interface for its online site that enables companies to set up and manage credit card accounts.

Policymakers clearly don't want to harm small banks, but it's difficult to see how they can insulate us from the macroeconomic effects of some of the proposals being considered.

Citigroup showed year-over-year revenue growth after JPMorgan and Wells Fargo's top lines fell in the first quarter.

Fees from advising wealthy households propelled First Republic Bank (FRC) in the first quarter.

CFO Rene Jones says the two companies will "do whatever we need to do" to complete the merger, which has been delayed by the Federal Reserve Board's concerns with M&T's anti-money-laundering policies.

Mark Zandi, the chief economist for Moody's Analytics, has emerged as a contender to lead the Federal Housing Finance Agency as the White House searches for a replacement for Acting Direct Ed DeMarco, according to news reports.

Expect the rate of terminated enforcement actions to increase in coming months as more banks get a handle on their problems, industry observers say.

The Treasury Department plans to auction its holdings in eight more banks as it continues to unwind Troubled Asset Relief Program holdings.

Nearly a third of mutual thrifts recently told the American Bankers Association that their regulator lacked a good understanding of their business.

The requirement is a symptom of a larger problem: Inherently local knowledge is needed for most of the regulations tasked to regulators in Washington.

Policymakers came back from the Easter recess loaded for bear, as President Obama released his budget and Senate Democrats dug into the independent foreclosure reviews. Here are the six stories in regulation and reform that you shouldn't have missed last week.