These banks have outperformed industry averages for years and continued to do so in 2012, avoiding the exceptional losses that often follow exceptional returns.

Most homebuyers do not obtain multiple offers or even compare interest rates when buying a home, according to new study released by Fannie Mae.

U.S. Bank in Minneapolis would gain an in-house prepaid card processor and tap a rich corporate payroll segment in buying FSV Payment Systems.

The tentative approval of Visa and MasterCard's proposed $7.25 billion settlement of a merchant fee price-fixing case will be challenged in a federal appeals court.

Banks must take a stand against a shattered culture or suffer the repercussions of a fractured chain of command, reduced productivity, high employee turnover, weak customer service and poor work quality.

Banking associations are mounting another push to keep the Senate from voting on a bill to raise the cap on credit union business lending.

Regulators released new details on how they will enforce restrictions on charter swaps by troubled banks writes American Banker's Joe Adler.

StoneCastle Cash Management, an investment adviser that provides funding solutions for community banks, is buying a listing service for buyers and sellers of certificates of deposit.

Margin pressure, regulatory hurdles and intense competition will test the nation's smallest banks next year, industry experts predict. Those issues could lead to a resurgence of consolidation among community banks.

An increased cap would almost certainly lead large institutions, hungry for short-term profits, to take greater risks that they are ill-equipped to handle.

Taxpayers should not be paying to increase homeownership or to boost home prices. With interest rates low, lenders can charge for risk and homeowners can pay for it.

Regulators released new details on how they will enforce restrictions on charter swaps by troubled banks.

U.S. Bancorp is beefing up its prepaid card business.

Huntington Bancshares (HBAN) has hired Peter Arendt, a veteran executive from Bank of Oklahoma, to lead a new agribusiness initiative.

Some banks are looking past the short-term economic challenges and betting on a small-business recovery. Here's how executives from Bank of America, PNC, U.S. Bancorp and others assessed the market at SourceMedia's recent Small-Business Banking conference.

Take care of your management team last, not the other way around. Vet new ideas through risk management and audit committees, not the marketing and sales department. Manage incentive compensation around risk-adjusted performance metrics.

The chief executive of Monarch Financial Holdings (MNRK) in Chesapeake, Va., has been elected to the Federal Reserve Bank of Richmond's board.

The president and chief executive of Bar Harbor Bankshares (BHB) in Maine will retire in June. Joseph M. Murphy has held those positions at the company and its Bar Harbor Bank & Trust unit since 2002.

EAST LANSING, Mich. –Michigan State University FCU has won the bidding among seven financial institutions to open a branch in the Sparrow Professional Building in Lansing.