IMGCAP(1)]

Declining yields on fixed-rate mortgages are leading bankers to sell more of those loans on the secondary market. To them, yields on 15- and 30-year mortgages are insufficient to cover the risk of an inevitable rise in interest rates.

With limited resources to invest in new technologies, banks need to place small bets on a portfolio of promising options, team up with innovation partners and exceed customer expectations.

TCF, the Wayzata, Minn., bank recorded a $20 million charge in response to new regulatory requirements for loans to homeowners who have been through bankruptcy. The directive has hurt profits at a slew of banks.

Until regulators are made more independent of the bankers they supervise, all the lawsuits and campaign promises in the world won't fix the financial system, says Neil Barofsky, former special inspector general of Tarp.

Retiring Visa chief executive Joseph Saunders revealed a secret ambition to become a journalist. We hope he's prepared for the pay cut.

Oriental Financial Group (OFG) has priced its public offering that will it raise capital to buy the Puerto Rican operations of Banco Bilbao Vizcaya Argentaria.

1st Capital Bank in Monterey, Calif. has recruited a Central Coast banking veteran to its executive team.

KeyCorp said its vice chair and chief administrative officer will retire next year after more than a decade with the Cleveland company.

Ally Bank has started to explore strategic alternatives for its business lending operations and its servicing rights on agency mortgages.

It is one thing to see an irrelevant ad on a billboard in Las Vegas, but it's quite another to get an irrelevant message from an institution who knows more about me than many of my relatives.

Investors Bancorp (ISBC) in Short Hills, N.J., reported higher third-quarter earnings because of loan growth and better credit.

This year-old customer experience team at RBS Citizens Financial Group is on a mission to identify pain points and eliminate them quickly. Some experts say its approach to this common industry challenge is particularly instructive.

The Dodd-Frank QM rule will restrict the availability of credit, but it can be less invasive if the CFPB develops a model that weighs all relevant risk factors, not just a few measures of capacity to repay.

CANTON, Ohio – Diebold Inc. said yesterday it is suspending plans to build a $100 million headquarters in nearby Green, Ohio, and is forfeiting tens of millions in tax breaks that would have covered the entire cost of the 500,000-square-foot building and corporate campus.

First Financial Bancorp announced plans to trim its expense base by $17.1 million over the next year.

The leading insurer in the force-placed market is working to make its products more flexible as regulators push on pricing and payments to servicers. Some large banks are changing their practices, too.

If Romney wins the White House, Republicans will likely push through changes to the CFPB's leadership structure, but could butt heads in the short term with Director Richard Cordray.

Largely silent until now, merchants who support the the $7.5 billion settlement over credit card interchange fees have a message for the more vocal dissenters: take the deal and move on.

EverBank Financial (EVER) showed during the third quarter that it was willing to sacrifice its net interest margin to build both sides of its balance sheet.