Bank of America's efforts to revamp the way it charges customers for checking accounts have landed it back in the news, but the bank is not alone in trying to figure out a way to make up consumer banking revenue lost to regulations.

Fiserv is merging its two person-to-person payment offerings, Popmoney and ZashPay, and will market the combined offering as Popmoney.

Heritage Commerce Bancorp Inc. in San Jose has received approval from its regulators and the Treasury Department to repay the $40 million it received from the Treasury's Troubled Asset Relief Program.

Bank of America Corp. is working on sweeping changes that would require many users of basic checking accounts to pay a monthly fee unless they agree to bank online, buy more products or maintain certain balances.

Georgia Bank & Trust has found that an automated approach to software patches brings compliance benefits.

Mobile banking, virtualization and imaging technology dominated this year's Top 10 Community Bank IT Initiatives. Thad Hutcheson at T Bank stood out from the pack for smart in-house/outsource decisions.

Florida Capital Bank in Jacksonville has raised $25 million in the last 15 months as it works to meet regulatory capital ratios and overcome a slew of problem loans.

Royal Bank of Canada earned nearly $1.9 billion its fiscal first quarter, down slightly from a year earlier but ahead of fourth-quarter results, as earnings in its Canadian banking operations reached a record level.

Toronto-Dominion Bank posted a first-quarter profit of almost $1.5 billion bolstered by record retail earnings, and while results came in just shy of year-earlier levels, the bank said its businesses exceeded its expectations during the period.

To the surprise of no one closely watching a new bill seeking to give banks some cover from examiners, federal regulators confirmed that no, they would not be OK with Congress creating an alternative appeals route for banks that want to dispute their exam ratings.

Full-service bank customers have a tough time understanding the appeal of prepaid cards to the unbanked, and can't relate to feeling comfortable with all those fees. But it sure beats being surprised by them.

The current regulatory approach to compliance has led bankers to stop offering certain consumer loan products or to increase what they charge. We all lose if the cost of compliance forces regulated lenders to send customers to the back-alley loan shark.

Getting Associated Banc-Corp back in shape required painful writedowns, fresh capital, lending discipline, cultural adjustments, new growth tactics, more transparency — and a leader to put it all together. Enter Phillip Flynn.

Banks are back on billboards, in mailboxes, and over the airwaves. But what executives call "investment spend" can be heartburn-inducing profligacy to analysts and investors.

For all the anxiety over low interest rates, net interest margins are higher now than they were for much of the last decade. For banks with less than $10 billion of assets, NIMs have been climbing for two and a half years.

Broadway Financial's new CEO; Goldman's Blankfein stands up for gay marriage; CenterState's preemptive strikes; Peetz's Penn State gig; ICBA's Nashville meet.

The Mortgage Forgiveness Debt Relief Act is set to expire at the end of the year. While extending relief to stressed homeowners seems a no-brainer with millions of mortgages still underwater, some worry the measure could be allowed to die.

After more than three years of turmoil, the financial services industry is starting to regroup and move forward on the public relations front. It's a return to normalcy, accompanied with a natural inclination to return to the familiar and comfortable. But with new regulations and a rapidly changing communications environment, there is a need to consider fresh ideas — from unexpected sources.

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The Federal Deposit Insurance Corp. Thursday will announce the claims process for thrift shareholders who last year won a breach-of-contract case stemming from the savings-and-loan crisis.