Visa has introduced a series of incentives to spur the U.S. to adopt chip cards – a change once considered as likely as the country switching to the metric system.

University Federal Credit Union plans to open several branches that take design cues from airports, including new tablet-like ATMs that look like the check-in kiosks at airline terminals.

Hamilton State Bancshares Inc. is looking to repurchase up to $4.2 million of its common stock just five months after the Atlanta-area company received a hefty capital infusion to buy other banks.

One man has shared his Starbucks prepaid card with the world, allowing anyone to spend and reload it using a feature of the card that was once called a security flaw.

Visa Inc. plans to accelerate the U.S. migration to EMV contact and contactless chip technology, the card brand announced Aug. 9.

Mortgage servicers completed 31,600 HAMP modifications in June, including 2,000 restructurings that involved principal reductions, according to a report from the Treasury Department.

Demand for mortgage-backed securities cooled slightly on Monday after rating downgrades of the U.S. and government-backed housing finance companies led to a broad flight from riskier assets.

NBH Holdings Corp. is following up its recent failed bank acquisition in Colorado with a branch deal and name change.

Housing industry executives awoke on Monday to a world reshaped by the U.S. downgrade, but for their corner of the financial markets the pain is mostly psychological.

On Tuesday, the $904 million-asset company said that Lee R. Keith, a director since 2009, as its interim president and chief executive. Keith succeeds Ted T. Awerkamp, who had served in those positions since 2007.

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Carpetbaggers they're not, but JPMorgan Chase and PNC are making their presence felt in Atlanta and throughout the Southeast, snapping up branches in states smacked by the financial crisis.

First Citizens BancShares Inc. in Raleigh, N.C., reported a decline in second-quarter earnings after its loan-loss provision jumped.

Capitol Bancorp Ltd. has agreed to sell its interest in Bank of Las Colinas for a second time.

A firm we know needed a $20,000 letter of credit to extend its lease. So, it went in turn to the banks it uses, at each of which it maintains cash deposits well north of an order of magnitude larger than the letter of credit requested. Also, the firm has no debt and has annual revenues in the high seven figures. So, could it get the letter of credit renewed?

In the wake of Standard & Poor's downgrade of U.S. government debt on Friday, fears about capital markets exposure are now taking precedence over mortgages and cancelling out the perceived safety that investors normally ascribe to the largest banks.

The yield on the benchmark 10-year Treasury fell to 2.35% Monday morning, nearing its all-time low as stocks sold off in the wake of S&P's historic debt downgrade on the U.S.

TransUnion Corp. on Monday reported revenue of $257.5 million for the second quarter ended June 30, an increase of 8.5% compared to the year-ago period.

NCO Group Inc. announced Monday that Steve Leckerman, executive vice president and chief operating officer, will be leaving the company to pursue other opportunities.

The founder and part owner of appraisal management vendor AppraiserLoft resigned as CEO last week, saying he wants to pursue new business ventures in mobile technology application development.