Assets: $8.9 Million
Chartered: 1959
Members: 1,127
Employees: three FT, one PT
Number of locations: one
Core System: Fiserv CUBE PLUS
Capital: 15.42%
ROA: .21%
Total loans: $5.5 million
Loan growth 2009: 14%
Loan rates: (A credit, Feb. 26): personal 8.95% APR, personal companion 8%, 61-72 month auto 6.25%, 20-year fixed first mortgage 6.30% 15-year adjustable HELOC-prime + 0% (3.25%)
Total deposits: $7.5 million
Deposit growth 2009: 19%
Deposit rates: (Feb. 26): share account 1% APY; checking-free, no interest; MMA: $10,000-min. 1%, $25,000-min. 1.25%, $50,000-min. 1.76%; CDs: 6-month1.36%, 1 year 1.76%, 2 year 2.12%, 3-year 2.63%
Delinquency Ratio: 1.21%
Charge-offs: .57%
ALL: $30,000
Investment mix: 40% corporate, 60% CDs
Net income: $19,000
All Data For Year-End 2009
