American Banker, as part of its 175th anniversary celebration, dared five experts to forecast what banking will look like in 25 years. Listen to their predictions for the role of the agricultural business, the fate of the branch, future of Dodd-Frank and the stability of the financial system.

American Banker, as part of its 175th anniversary celebration, dared five experts to forecast what banking will look like in 25 years. Listen to their predictions for the role of the agricultural business, the fate of the branch, future of Dodd-Frank and the stability of the financial system.

A single acquirer picked up the operations of two failed Georgia banks late Friday in a deal costing the Federal Deposit Insurance Corp. nearly $72 million.

Renasant Corp. in Tupelo, Miss., has completed its acquisition of RBC Bank's Birmingham, Ala.-based trust department.

BofI Holding Inc. in San Diego is planning to raise $10 million in a stock sale and intends to use the proceeds to support growth and to boost regulatory capital at its bank subsidiary, Bank of Internet USA.

Discover Financial Services has agreed to purchase $2.5 billion of private student loans from Citigroup Inc., as the lender continues diversifying beyond its main credit card business.

Discover Financial Services has agreed to purchase $2.5 billion of private student loans from Citigroup Inc., as the lender continues diversifying beyond its main credit card business.

Investor's stake in the future of Bank of America shows a boldness that banks now lack.

First Niagara Financial is expected to divest roughly a quarter of the 195 branches it's buying from HSBC. Industry observers have identified at least five community banks that may make bids.

In striking its deal for First Louisiana National Bank, MidSouth Bancorp Inc. structured the deal to include a set number of shares, rather than allow the deal to be at the whim of the stock market.

The Federal Reserve Board's decision to hold public hearings and extend the comment period on Capital One Financial Corp.'s planned acquisition of ING Direct has drawn the ire of House Financial Services Chairman Spencer Bachus.

Cullen/Frost Bankers Chief Executive Dick Evans says he's "not interested" in making acquisitions outside of Texas, and derides mounting competitive threats from community bank rivals by comparing them to the "juvenile delinquents down the street."

Computer Services Inc. said Thursday that it completed its acquisition of Heit. It did not disclose the price of the deal, which it announced Aug. 10.

Some Canadians questioned whether TD's cross-border acquisitions would prove worthwhile, but its U.S. operations outperformed domestic ones in numerous ways.

The Capital One acquisition of ING Direct USA is, as far as we know, the first time size alone has been made an M&A approval criterion for the Federal Reserve.

When the policy-setting committee of the Federal Reserve forecasts the long continuation of a low-rate environment, the act of taking on additional interest-rate risk suddenly looks a lot less threatening. But banks that look at the FOMC's stance and feel emboldened to take on more interest-rate exposure than they already have may wind up finding their regulators once again sniffing around their securities portfolios for signs of trouble.

PNC's Jim Rohr staked his legacy on the 2008 purchase of National City. Now PNC has a deal to buy RBC Bank USA. Wall Street says getting scale in the southern states will require another big play. Rohr, however, has other things in mind.

With trouble spots lacking potential acquirers, M&A activity in most markets is slow.

This acquisition expands IBM's business analytics capabilities in the financial services industry.

United Community Financial Corp. in Youngstown, Ohio, said late Wednesday that it would sell four branches in the western part of the state to a unit of Croghan Bancshares Inc.