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The year was marked with six state regulations, new entrants, product and market expansion from existing EWA providers and buy-in from investors.

The fintech IPO drought ended this year with several large public exits by firms such as Chime, Klarna and Circle.

BJ Gardner is the director of IT Development & Operations forPennsylvania Lumbermens Mutual Insurance Company (PLM).

Ray Rogers is the property claims director for Pennsylvania Lumbermens Mutual Insurance Company (PLM).

There is a narrow window of opportunity for banks to position tokenized deposits as an alternative to stablecoins for customers seeking the convenience of cheap, blockchain-enabled payments.

As stablecoins become an increasingly prominent feature of the financial landscape, Noelle Acheson gives us her top five trends to watch out for.

It's not just Capital One Cafés; banks all over the country are repurposing branches and offices. Marketing experts call it innovative, but critics say some lenders are crossing a legal boundary between banking and commerce.

Dr. Marla McLaughlin serves as chief medical officer at Apree Health, the parent company of Castlight Health and Vera Whole Health. With decades of experience as a primary care physician, she partners with employers to design high-value benefits strategies that combine advanced primary care and digital navigation, driving measurable ROI while improving employee health outcomes.

James White is a principal strategist at EngageFi.

Under a proposed rule, the agency would let most nationally chartered firms off the hook for heightened regulatory standards. The rule would raise the bar from $50 billion to $700 billion of assets and leave only eight firms subject to heightened regulation.