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Market Intelligence:
AI
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Research
Industry Data
  • BankThink Supreme Court climate change decision raises ‘major questions’ for financial regulation

    At a minimum, the court’s ruling will create confusion and invite endless litigation.

    July 15
    Eric J. Spitler
    Eric J. Spitler
    North Carolina School of Law
  • Payments
    Can modernized payments get the subway back on track?

    Public transit is recovering slowly from the pandemic, but ridership could increase if cities cater to a strong demand for contactless ticketing and digitized fare discounts, according to Visa.

    By John Adams
    Executive Editor, Payments
    July 15
    New York OMNY fare system
  • Consumer banking
    Beneath JPMorgan’s solid credit trends, some early signs of weakness

    Credit quality at the largest U.S. bank by assets remains strong for now, but a top executive issued a warning about what may lie ahead.

    By Allissa Kline
    Reporter
    July 14
    A JPMorgan Chase logo is displayed outside a bank branch in Chicago.
  • Wealth management
    Citizens makes deal to bulk up again in wealth management

    Financial terms of the Rhode Island bank’s agreement to acquire Paladin Advisors were not disclosed. Paladin is expected to join a division that grew out of a 2018 deal for Clarfeld Financial Advisors.

    By Paige Hagy
    Reporter
    July 14
    citizens-bl-101017.jpg
  • Community banking
    Texas community bank launches oil-and-gas financing unit

    While larger lenders retreat from the sector, SouthWest Bank recruited a new team to lend to drillers.

    By Jim Dobbs
    Deputy Editor, Community Banks
    July 13
    Oil jack/oil rig
  • Credit unions
    How credit unions can steal ag-lending share from banks

    Credit unions generally struggle to make agricultural loans because the market is saturated by more experienced lenders. But they can develop the expertise — or acquire it through M&A.

    Ken McCarthy Author Image
    By Ken McCarthy
    Reporter
    July 13
    Farm land in Oregon.
  • BankThink Artificial intelligence can save banking from itself

    Just as advances in automobile technology have made driving safer, incorporating AI into decision-making reduces financial risks.

    July 13
    Shelly Liposky
    Shelly Liposky
    BMO Capital Markets
  • Growth Content
    5 ways banks are adapting to decentralized finance

    Challenger banks such as Quontic Bank and Current are just some of the early adopters in the evolving space.

    By Courtney Hoff Dockerty
    Writer, Growth Content
    July 13
    ABM0522_cover web asset
  • Community banking
    Small-bank executives in near-universal agreement that recession is coming

    Almost 100% of small-bank executives who responded to a recent IntraFi survey say they expect the U.S. economy to fall into a recession by next year. The top reason why: an overcorrection by the Federal Reserve as the central bank tries to tame inflation.

    By Allissa Kline
    Reporter
    July 13
    Fed Chair Powell Delivers Monetary Policy Report To Senate Banking Committee
  • Book review The dark side of Delaware's incorporation business

    A new book by Hal Weitzman examines the state's policies and how they affect corporate governance around the world.

    July 12
    Chana Schoenberger
    Chana Schoenberger
    American Banker
  • Consumer banking
    Leading Democrats redouble efforts to pass overdraft protection bill

    A group of congressional Democrats, led by Rep. Carolyn Maloney of New York and Sen. Elizabeth Warren of Massachusetts, are optimistic that an overdraft bill will be taken up in the House later this month. 

    Brendan Pederson Author Image
    By Brendan Pedersen
    Reporter
    July 12
    Democratic Lawmakers Hold News Conference On Overdraft Fees
  • Payments
    Why fingerprint biometric payment cards may bypass the U.S.

    Some banks in Europe, Latin America and Asia are issuing contactless cards that use fingerprints instead of PINs to authenticate users, but observers think the technology's U.S. prospects are limited.

    By Kate Fitzgerald
    Senior Editor, Payments
    July 12
    Fingerprints card
  • Consumer banking
    Banking app for Gen Z is expanding into Europe

    GoHenry, one of many digital banks for kids and teens in the U.S., is based in London but is broadening its European presence with the acquisition of the French fintech Pixpay.

    By Miriam Cross
    Tech Reporter
    July 11
    Benoit Grassin, CEO of Pixpay (left) and Alex Zivoder, CEO of GoHenry (right)
  • Industry News
    Wells Fargo’s consumer lending head leaving after two years

    Wells Fargo CEO Charlie Scharf hired Mike Weinbach in 2020 as part of a broader organizational shake-up. The former JPMorgan Chase executive is leaving in mid-September as the consumer lending group transitions to a new leader.

    By Polo Rocha
    Staff Writer
    July 11
    Outside a Wells Fargo branch.
  • Core conversions
    Regions and Zions execs share advice gleaned from core system overhauls

    Kristiane Koontz at Zions and Neal Shah at Regions explained how they are coping with the many challenges of rebuilding the technology foundations of their banks at American Banker's Digital Banking Conference.

    Carter Pape, American Banker
    By Carter Pape
    Technology Reporter
    July 11
  • Community banking
    CapStar Financial enters North Carolina, expands in Tennessee

    The Nashville bank has recruited a veteran commercial lender in Asheville who had worked with First Horizon, and it has hired four more bankers in Chattanooga.

    By Jim Dobbs
    Deputy Editor, Community Banks
    July 11
  • M&A
    Why banks are hitting the brakes on M&A

    Spiking interest rates, increased regulatory scrutiny, and mounting recession fears have all contributed to a deceleration in mergers in 2022.

    By Jim Dobbs
    Deputy Editor, Community Banks
    July 10
  • Industry News
    JPMorgan Chase plugs a new site dedicated to electric vehicles

    The bank has set up an online “education center” for consumers, dealers and more that walks people through the charging process and helps buyers estimate ongoing costs.

    By Miriam Cross
    Tech Reporter
    July 8
    An electric vehicle charging.
  • Technology
    Discover’s new privacy feature automates a tedious task for customers

    The digital bank and credit card company is hoping to drive more people to its mobile app with the addition of Online Privacy Protection, a service that removes personal data from people-search sites.

    By Miriam Cross
    Tech Reporter
    July 8
    Discover Financial Services
  • Technology
    How banks are shaping Canada's digital ID infrastructure

    The nation's financial institutions are teaming up with government agencies to fight identity fraud.

    By Robin Arnfield
    July 8
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23RD ANNUAL THE MOST POWERFUL WOMEN IN BANKING

Meet The Most Powerful Women in Banking 2025, our annual ranking of the executives at the pinnacle of the industry.

ABM1025_Cover.jpg

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© 2026 Arizent. All rights reserved.
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© 2026 Arizent. All rights reserved.