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In seeking to make make ING the most digitally advanced lender in Europe, CEO Ralph Hamers' motto has been to "disrupt yourself before a competitor does it first." It's safe to say the tumult at the company during the last few weeks isn't what Hamers had in mind.

There is an expectation that customers should change and adapt their particular payment habits to match what the retailer has on offer, according to Matthijs Pronk, CCO of Intrapay.

Square Inc. is offering loans to customers to pay for goods and services from merchants that use its payments platform, another move by the company to push deeper into financial services.

Credit unions would not be impacted by the proposal, but the movement has spent much of the last decade telling lawmakers and regulators CUs are being punished for the actions of big banks that led to the financial crisis.

Currently, the vast majority of bank tellers are female and most don’t earn a living wage.

The trade group says credit unions will have access to a variety of state and federal resources.

Profits at big banks should be solid if not spectacular; the Vermont senator proposes a hard cap on assets held by the biggest banks.

The information you need to start your day, from PaymentsSource and around the Web. Today: Amazon invests in mobile pay tech in India; Danske bank tests contactless chip; Digital currency sponsors U.K. golf tournament; Coinbase tries to fix crypto fee instability.

An emerging VC model seeks to get in on new ideas early, before Series A or initial coin offering, offering coaching, money and other accelerants as close to the point of invention as possible.

Financial-crime risks, properly mitigated, are business opportunities. Fintechs that recognize this can gain a competitive advantage, according to Julie Myers Wood of Guidepost Solutions and Gemma Rogers of Fintrial LTD.