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The philosophy boils down to “Think broadly, act locally.”

Year to date through Sept. 30, 2016. Dollars in thousands.

Year to date through Sept. 30, 2016. Dollars in thousands.

Distinct business plans in promising areas such as smart use of consumer data, cybersecurity and content creation, according to Bank of America Merrill Lynch commercial banking executive Scott Olmsted. And that is just the beginning of his list.

BMO Harris Bank in Chicago has agreed to sell 31 Wisconsin branches to a California real estate investment trust.

The app will be available at 7,500 Starbucks locations in the U.S. and 1,400 Best Buy locations, and is part of a much broader rollout that's expected to last into early next year.

India's cash crisis may threaten the country's traditional wedding season. Uber is attempting to solve some of the problem with a new car booking service.

Courage. Sexism. Culture. Banking's leaders discuss some of the powerful influences on their daily decisions and their vision for moving the industry forward.

A number of states still have a disproportionately high percentage of unbanked and underbanked citizens. Bankers in those states hope that financial education, along with efforts to promote checking accounts and small-dollar loans, will get more people into the banking system.

Illegal methods of moving money are just as likely to be low-tech and old school as high-tech and sophisticated. Surveillance methods and processes need to be able to counter both.