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Regulatory burdens (particularly the Durbin interchange cap), stubbornly low interest rates and a slow, expensive transition from branch to digital banking mean only the wealthy and the desperate are attractive customers, says Todd Baker of Broadmoor Consulting.

Iberiabank in Lafayette, La., neutralized the energy issues common to Gulf region lenders these days with a one-two punch of stronger fee income and robust, more profitable lending.

Multiple acquisitions weighed down quarterly profit at TowneBank in Suffolk, Va.

Royal Bank of Canada ousted Toronto-Dominion Bank from the top spot in a J.D. Power consumer banking satisfaction ranking for the first time, ending a decade-long winning streak for the country's second-largest lender by assets.

Retailers insist that the EMV migration in the U.S. is weak because there is no PIN requirement to verify chip-card transactions, a process that is standard practice in other nations.

Payment Data Systems (PDS), a San Antonio, Texas-based payment solutions provider, has introduced a streamlined approach for mobile app developers to enable payment acceptance from all Apple Inc. mobile devices.

Banks need to improve their use of technology designed for small-business customers soon, or risk losing them.

The week Hillary Clinton made history for women by winning her party's presidential nomination, and newspapers everywhere featured her husband Bill in their front-page photos. (Go figure.) Fed governor Lael Brainard is being touted as a possible Clinton cabinet member. Sallie Krawcheck and Jenny Knott talk Wall Street then and now, and so does Barbara Byrne, whose stories you may find mirrored in the upcoming movie "Equity." U.S. Bancorp has family therapists for the ultra-rich. Plus, Claire Calmejane, Mary Callahan Erdoes and Beth Mooney.

The $1.8 billion-asset Sunflower expects to combine with the $2.2 billion-asset Strategic Growth to create a company with $3 billion in loans and 60 branches in Colorado, Kansas, Missouri, New Mexico and Texas.

Briarwood, N.Y.-based Melrose Credit Union has announced the appointment of Steven Krauser as interim CEO after the $1.9 billion credit union fired previous CEO Alan Kaufman, who held the position while the CU’s investments in taxi medallion loans hit worrying levels of delinquency.