Law and regulation

Even as debit networks and other participants finally get on the same page for EMV chip-card acceptance, the U.S. is still a long way off from widespread consumer adoption of EMV cards.

Virtual currencies have finally garnered enough of a following to make the U.S. government react. Bitcoin's a big focus, but even companies like Facebook and Amazon.com may have to take FinCEN's new rules into account.

Cypriot lawmakers approved capital controls and legislation to wind down banks as they scrambled to secure a European bailout and avert a financial collapse of the Mediterranean island.

Demands for action to fix "too big to fail" are near a fever pitch. Following are the most likely scerios for how the debate is resolved.

The Senate is expected to pass two budget amendments Friday designed to break up the big banks and prohibit the use of certain fee hikes at Fannie Mae and Freddie Mac to reduce government spending.

Federal Deposit Insurance Corp. Chairman Martin Gruenberg accidentally took the entire allotted time for a speech on Friday to talk about his personal life growing up in the Bronx.

Sen. Tim Johnson, chairman of the Senate Banking Committee, has said he will announce a decision about whether to run for office again by the end of the month.

The Federal Deposit Insurance Corp. has terminated enforcement actions against two banks: First Bancshares of Mountain Grove, Mo., and CIB Marine Bancshares of Waukesha, Wis.

A Rasmussen Reports survey has found that 50% of U.S. adults would favor a plan to break up the largest banks.

Auto dealership advocates are warning that costs will rise for borrowers if the Consumer Financial Protection Bureau presses banks to curtail auto loan markups determined by dealers.

Many financial A-listers have either written books about the financial crisis or are working on them. Among the most recent to announce: Timothy Geithner, who stepped down as Treasury Secretary in January. Following are some notable examples of those taking a crack at writing first drafts of financial crisis history.

If he supported size regulations on big banks, JPMorgan's CEO would help revamp his increasingly tarnished image and help put the entire financial industry on the path to redemption.

The Federal Reserve Board has released Citizens Community Bancorp (CZWI) in Eau Claire, Wis., from an enforcement action.

The Consumer Financial Protection Bureau released a bulletin on Thursday warning indirect auto lenders that they could be violating fair-lending laws if they do not stop auto dealers who often mark up the loans they issue.

The Federal Reserve Board has terminated enforcement actions against three banks: Bank of Bartlett, Bank of Little Rock, and Pembina County Bankshares.

To the detriment of consumers, innovations in banking tend to be conservative, late, and incremental, despite top talent and plenty of ideas. Is regulation backfiring?

Big banks reversed a buildup in long-dated bonds over the last two quarters, a reassuring development amid worries that they might “reach for yield.”

The Consumer Financial Protection Bureau is warning indirect auto lenders that they could be violating fair-lending laws by not clamping down on auto dealers who often mark up the loans they issue.

A settlement between New York and the nation's largest force-placed insurer will kill bank commissions in the state and could dramatically alter the structure of the specialty insurance industry.

Sens. Sherrod Brown, D-Ohio, and Jerry Moran, R-Kan., introduced a bill Thursday that would exempt financial institutions from having to send annual private notices if the disclosures haven’t changed from the year before.