Under the hood of U.S. Bank's new mobile app
Tim Welsh, head of consumer and small-business banking at U.S. Bancorp.
AI-driven customer insights, mortgages and small-business loans are among the features in the app, which the bank is rolling out Friday.

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BofA, Wells Fargo sour on blockchain
Cathy Bessant of Bank of America and Tim Sloan of Wells Fargo.
They haven't thrown in the towel yet, but comments by top executives at the two big banks suggested that their interest in finding financial services uses for distributed ledgers is wearing very thin.

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Fannie and Freddie are way too big
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The government-sponsored enterprises have continued to expand over the past decade, despite being in conservatorship. New leadership at the FHFA should reverse this trend.

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Equifax, FICO join forces to give banks one-stop analytics product
Equifax CEO Mark Begor
The new cloud-based solution is intended to help financial institutions make quicker credit decisions by integrating consumers' histories with advanced software.

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House likely to pass marijuana banking bill, but will it go further?
Marijuana plants grow in a greenhouse at the Los Suenos Farms facility in Avondale, Colorado.
Banks and credit unions may be moving one step closer to federal legislation freeing them to serve legal pot businesses, but the path to enactment is still fraught with huge challenges.

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What the new Apple credit card means for Goldman Sachs
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The Silicon Valley partnership represents an extension of — but also a departure from — the consumer strategy that Goldman has been pursuing since the launch of its digital consumer bank, Marcus.

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Will Trump administration suspend GSE housing trust funds?
Acting FHFA Director and Comptroller of the Currency Joseph Otting
The Federal Housing Finance Agency in recent years has required Fannie Mae and Freddie Mac to contribute to the funds every March, but has yet to make a 2019 request. Housing groups see the delay as a troubling sign.

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The lessons in a marketing fumble by TD Bank
Photo of an ad posted at a TD Bank branch in Boston's Back Bay neighborhood.
The Canadian bank recently caught flak over an ad in one of its branches that was seen as a slight against the diverse Boston community of Dorchester. Here's what other bankers can take away from the episode.

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Top Senate Democrat presses BB&T, SunTrust on impact of merger
Sen. Sherrod Brown, D-Ohio
Sen. Sherrod Brown, the Senate Banking Committee's top Democrat, said the banks failed to provide enough information on how their proposed combination would affect employees and consumers.

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Shop at Amazon, get its stock: Stash's new debit rewards idea
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A new feature from the microinvesting app Stash allows users to accumulate free stock in the companies where they spend money.

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