Florida

Terry West to retire to retire from VyStar after 25 years at the helm.

Miami Lakes-based CU garners endorsement from popular Spanish-language radio personality.

Hispanic outreach program now includes 70 CUs, several state leagues.

Alex Acosta played an instrumental role helping the bank raise capital and emerge from a 2011 regulatory order.

With loans of $100,000 or less, the typical bank breaks even or loses money. But one Florida community bank is betting faster turnaround times on small-business loans can help the bottom line.

Garrett Richter is taking on a bigger role at First Florida Integrity Bank in Naples.

CenterState Banks in Winter Haven, Fla., is looking to raise at least $60 million through a public offering.

Weakness in the energy sector and a surge in new construction are pushing up vacancy rates at offices and hotels, leading to a spike in delinquencies on loans tied to them. The safer bet, bankers say, is lending on industrial properties.

OptimumBank in Plantation, Fla., has been hit with an enforcement action due to concerns about its asset quality, capital position, compliance with anti-money-laundering regulations and other issues.

The commercial-and-industrial loan space is overheated, higher rates could stifle mortgage refinancings, and subprime auto delinquencies are on the rise. Bankers could be fighting these fires and more in the new year.