MAITLAND, Fla. -- First Consumers National. Bank, a Beaverton, Ore.-based subsidiary of Spiegel Inc., has converted its portfolio of 9.5 million accounts to the Vision21 Retail Credit Portfolio Management System provided by the CCS Technology Group.

With receivables of more than $1.2 billion, First Consumers National Bank issues customer credit for Spiegel, Eddie Bauer, New Hampton, and other retail outlets.

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