Earnings CalendarFinal published estimates are as of December 31

  Earnings/
report expected
4Q diluted earnings per share
2012 Estimate 2011 Actual
Discover* 1.07 0.95
Wells Fargo 0.94 0.90 0.73
Comerica 0.69 0.65 0.60
JPMorgan Chase 1.62 1.22 0.90
M&T 2.16 2.18 1.25
U.S. Bancorp 0.75 0.75 0.64
American Express 1.09 1.06 1.01
Associated Banc-Corp 0.26 0.26 0.23
Bank of America 0.29 0.19 -0.03
BB&T 0.72 0.70 0.56
Capital One 1.41 1.64 0.88
Citigroup 0.80 0.99 0.38
Fifth Third 0.41 0.42 0.37
Huntington 0.19 0.16 0.13
People's United 0.19 0.19 0.17
PNC Financial 1.40 1.62 1.10
First Horizon 0.17 0.19 0.13
SunTrust 0.65 0.63 0.28
Regions Financial 0.22 0.20 0.09
Synovus 0.02 -0.05 0.01
First Niagara 0.16 0.19 0.23
KeyCorp 0.21 0.21 0.21
Zions 0.19 0.35 0.24
BOK Financial 1.21 1.26 0.98
New York Community 0.28 0.30 0.27
TCF Financial 0.15 0.19 0.10
Visa** 1.54 1.78 1.49

Source: Bloomberg

* Figures are for the fourth quarter of Discover's fiscal year, which runs Dec. 1 - Nov. 30
** Figures are for the first quarter of Visa's fiscal year, which runs Oct. 1 - Sept. 30
EPS figures are adjusted and may diverge from the GAAP figures that appear in some American Banker articles

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