The big three airline credit unions are bracing for turbulence as the industry restructures and faces more agonizing cutbacks.

So far the three largest airline credit unions, which combined have $4.2 billion in assets, have been able to withstand the industry's $2.1 billion in losses in 1993. But they are taking extra steps to secure their future by diversifying their customer bases, adding new products, and aggressively marketing loans.

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