Banks and thrifts in the nations biggest statistical areas tended to reject a higher percentage of minorities mortgage loan applications than did mortgage companies or credit unions, a new analysis of 1993 HMDA data show.

The analysis, performed for American Banker Newsletters by Dallas-based Centrax Services Inc., represents one of the first attempts to make public a breakdown of HMDA figures by lender type. (See chart, page 4.) They show banks were more likely than the others to reject loan applications by blacks and Hispanics, and less likely than thriftsbut still more likely than mortgage companies or credit unionsto turn down loan requests from whites and Asians.

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