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Date Plan Community First Jan. 9, Adopted shareholder rights plan effective Bankshares 1995 if single party acquires 15% of stock Firstier Dec. 19, Adopted shareholder rights plan, Financial 1994 set threshold level at 20% SDNB Dec. 2, Agrees with new shareholder to reduce level Financial Corp. 1994 of investment from $5 million to $3.2 million NBT Nov. 11, Adopted shareholder rights plan Bancorp 1994 Central Fidelity Nov. 10, Lowered threshold level in shareholder Banks 1994 rights plan from 20% to 10% Ramapo Financial Aug. 23, Stock offering gives Corp. 1994 shareholders special rights SC May 31, Rights offering Bancorp 1994 ===

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