The negotiations between mortgage servicers and state and federal officials are a distracting sideshow to the serious debate we should be having about how to solve the nation's chronic housing problems.

Endless meetings, drafts of dueling documents, hand-wringing, finger-pointing solve nothing.

Limited Time Offer

Save $400 off your subscription. Special offer ends April 30, 2017.

14-Day Free Trial

No credit card required. Complete access to articles, breaking news and industry data.