Recent government studies have confirmed that rejection rates on mortgage applications are consistently higher for minorities. Community groups have grown vocal in their call for the government to hire "testers" - people who pose as mortgage applicants - to identify unfair practices at banks. American Banker reporter Claudia Cummins asked:

* David C. Fynn

Subscribe Now

Access to authoritative analysis and perspective and our data-driven report series.

14-Day Free Trial

No credit card required. Complete access to articles, breaking news and industry data.