The House is expected to vote Wednesday on a consumer bankruptcy reform bill.

The measure, approved 18 to 10 by the House Judiciary Committee in May, would use a formula based on income and living expenses to determine whether borrowers may eliminate unsecured credit in Chapter 7 or must repay at least some debts in Chapter 13.

The Senate Judiciary Committee adopted a consumer bankruptcy bill last month that would give judges more authority to force debtors to repay at least some unsecured credit. A vote by the Senate has not yet been scheduled.

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