With regulators pushing for larger provisions for loan losses at its two most troubled banks, Capitol Bancorp Ltd. has revised its 2009 results.

The $5.1 billion-asset company, with dual headquarters in Lansing, Mich., and Phoenix, reported Friday that it lost $195.2 million in 2009, widening its loss by 16% from the $168.3 million it had earlier reported for 2009.

Capitol Bancorp increased its loan-loss provision by $20.7 million after it received the results of regulatory exams that called for it to add $15.7 million to the provision at its Michigan Commerce Bank and $5 million to its Sunrise Bank of Arizona. It had disclosed that it set aside $161.4 million in provisions for 2009.

The revision included a $9.6 million writedown on loans and other real estate after receiving updated collateral data. With the revisions, the company was deemed adequately capitalized, with a total risk-based capital ratio of 9.5%.

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