Fleet Credit Card Services has installed a program from Destiny Software Corp. intended to let it evaluate Web-initiated credit card applications in seconds instead of days.

Philadelphia-based Destiny Software wired Fleet in April with a system for creating, managing, and processing Web applications. It was upgraded in June to include the "decisioning" capability.

Fleet's on-line cobranding partner, Go2Net, was the first to go live with the original system and has become the first to use the instant- decisioning feature.

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