card that offers instant on-line approval in addition to previously offered features like on-line bill presentment and payment, electronic due date reminders, and travel rewards.

The cards come in gold and classic versions with an introductory interest rate of 3.9% for six months, jumping to 9.9% and 12.9%, respectively. There is no annual fee.

For $39 a year, cardholders can get one SecureMile for every dollar spent, redeemable for air tickets and car rentals with no blackout dates.

Security First is owned by Royal Bank Financial Group of Canada.

Subscribe Now

Access to authoritative analysis and perspective and our data-driven report series.

14-Day Free Trial

No credit card required. Complete access to articles, breaking news and industry data.