WASHINGTON — The Consumer Financial Protection Bureau is considering new rules to govern debt collection practices that could for the first time include banks and other creditors that are collecting their own debt.

The agency announced an advance notice of proposed rulemaking early Wednesday that would seek public comments on how to regulate the multi-billion dollar debt collection industry that regulators have said is plagued with problems. The CFPB is looking to write rules that may establish new restrictions on originating creditors; require accuracy of documents shared between all collection parties, such as buyers and settlement firms; and update rules on how collectors communicate to consumers, including through text messages.

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