NEW ENGLAND

Citizens Financial Group, Providence, R.I., has named executive vice president Jane M. Wolchonok as retail banking director of its Citizens Bank of Rhode Island.

Ms. Wolchonok was director of retail banking at Citizens Bank of Massachusetts. At the Rhode Island bank she succeeded senior vice president Claire Smith, now director of retail banking at Citizens Bank of Connecticut.

In addition to overseeing Rhode Island operations, Ms. Wolchonok will be responsible for training and service functions at Citizens' Connecticut, Massachusetts, and New Hampshire banks.

Ms. Wolchonok came to Citizens Financial as a senior vice president in 1994 from Citibank. She was promoted to executive vice president in 1996.

Citizens Financial Group is owned by Royal Bank of Scotland and Bank of Ireland.

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