The Conference of State Bank Supervisors is trying to get through Congress a bill that's important to all banks. The supervisors' bill will help ensure that state bank charters are as attractive as national charters in the context of interstate branch banking.

Most of the relief from excessive government regulation that banks have achieved has resulted from actions by state legislatures or various regulators. Congress has generally been so tied up in knots by special interest groups that it's been virtually incapable of leading the way on modernization efforts.

Subscribe Now

Access to authoritative analysis and perspective and our data-driven report series.

14-Day Free Trial

No credit card required. Complete access to articles, breaking news and industry data.