Commerce Bancshares anielson Associates Inc., a Rockville, Md.-based bank consulting firm, has hired John R. Zajac Jr. as a senior vice president.

The 17-year banking veteran will manage the newly created Toledo office, which will serve clients in Ohio, Michigan, Indiana, and Illinois.

Mr. Zajac was chief financial officer at Peoples State Bank in Hamtramck, Mich. Before joining Peoples he worked in Banc One Corp.'s and KeyCorp's financial departments.

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