+++
A
ABN Amro, 6
AIM Management Group, 14
America's Community Bankers, 4
American Bankers Assn, 2,4,9
American Council of Life Insurance, 4
American Express, 9
Anderson & Associates, 10
B
Bankers Trust, 37
Booz, Allen & Hamilton, 22
C
Canadian Imperial, 7
Centura, 15
Citicorp, 1,9
Comerica, 15
Commercial Bank of San Francisco, 7
Consumer Bankers of America, 4
Credit Suisse, 38
Credit Suisse, 6
Credit Union Natl Assn, 4
Current Analysis, 1,22
D
DDB Needham, 11
Digicash, 22
F
Federated Investors, 14
Fidelity, 14
First Data, 1
First Nationwide Holdings, 1
Fleet, 14,22
Fremont General, 19
G
General Motors, 37
Giga Information Group, 22
Global Payments Systems, 10
Golden State, 1
Goldman, Sachs, 37,38
Grant Thornton, 4
H
Hamilton, Carter, Smith, 37
Hibernia, 14
Hoefer & Arnett, 7
HSH Associates, 19
Hypercom, 9
I
Ind Bankers Assn of America, 4
Intl Business Machines, 10
Intertrust Technologies, 22
J
Jefferies, 1
John Nuveen & Co, 14
L
Liberty Financial, 15
M
MasterCard, 9,12
MBNA America, 9
Mellon, 37
Microsoft, 1
Morgan Stanley Dean Witter, 11
Mortgage Banker's Assn, 18
N
National Westminster, 22
Northern Trust, 6
Norwest, 38
P
PacificAmerica Money Center, 19
PaineWebber, 11
Peoples Heritage Financial, 14
PNC, 1,18
R
Regions Financial, 14
Rouse, 1
S
SJ Smith & Associates, 11
Sanford C. Bernstein, 1
Securities Industry Assn, 4
Societe Generale, 23
Sovereign Bancorp, 14
Sterling National (NY), 7
Sun Microsystems, 9
V
Verifone, 10
Verio, 22
Visa, 9
Vital Processing Services, 10
W
Wal-Mart, 9
Wells Fargo, 22,37,38
Worldcom, 10
Worldcom Advance Networks, 10