A

AccuBanc Mortgage 8

Alcatel 14

America Online 19

American Express 1,14

Ascom Monetel 14

Asia Pulp and Paper 21

Automobile Assn of America 18

B

Bank of Nova Scotia 18

BankAmerica 1,8,30

BankBoston 21

Bankers Trust 1,32

Banksys 14

Bear Stearns 1

Belgacom 14

Butler, Fitzgerald & Potter 4

C

California Reinvestment Committee 1

Canadian Imperial Bank of Commerce 30

Center for Financial Research and Analysis 13

Chase 1

Citigroup 1

Cole Taylor Bank 6

Consumer Bankers Assn 4

Credit Suisse 32

D

D.E. Shaw 30

Dain Rauscher 1,30

Delta Funding 7

Deutsche Bank 32

E

Electronic Data Systems 1

Ellington Management 9

Entrust Technologies 19

ERG 14

Ernst & Young 18

F

Fannie Mae 9

Fidelity Investments 21

Financial Institutions Consulting 6

First Union 7,12

Fleet 1,8,14

Forrester Research 18

Freddie Mac 7,9

G

Ginnie Mae 9

Greenlining Institute 30

H

Hambrecht & Quist 32

I

Ind Bankers Assn of America 5

Inficorp 1

Inner City Press-Community on the Move 1

Internet Security Systems 19

Interpay Nederland 14

ISD/Shaw 21

J

J.P. Morgan 1,32

K

Keefe, Bruyette & Woods 30

KPMG Barefoot Marrinan 4

L

Lehman 32

Lehman Brothers 1,18

Lipper Analytical Services 10

Long Beach Financial 7

M

Maryland Bankers Assn 5

Maryland Credit Union League 5

Mason-Dixon 5

MasterCard 1,14

McCutchen, Doyle, Brown & Enersen 9

Mellon 1

Microsoft 18

Mondex 14

Money Marketing Initiatives 10

Morgan Stanley 9

Mortgage Bankers Assn 7,8,9

Mortgage Guarantee Insurance Corp 8

N

New Century Financial 7

Nexabit Networks 21

Norwest 1,12

O

Osage Systems Group 18

P

Pacific Crest Securities 1

PaineWebber 10

PNC 18

Professional Bancorp 6

Proton World Intl 14

Prudential 9

Q

Quote.com 18

R

Raymond James & Associates 13

Ryan, Beck 13

S

Skadden, Arps, Slate, Meagher & Flom 4

Stephens 1

Sterling 5,6

Sun Microsystems 18

U

U.S. Bancorp 7

UBS 19

V

Van Kasper 30

Visa 1,14

W

Wells Fargo 1,12

Weyerhauser Financial Investments 8

Y

Yoyodyne Entertainment 19

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