+++

A

Advest,24

Alliance Capital Management,24

American Assn. of Individual Investors,7

American Bankers Assn.,1,2,5,12

American Century,7

American Express,10

Astoria Financial,24

B

Bank Audi,24

Bank of New York,22

BankAmerica,0

Bankers Trust,3

BB&T,1

BBDO New York,10

Business Developments International,10

C

Cardtech/Securtech,12

Citigroup,1

CNY Financial,5

Colonial (Montgomery, Ala.),3

Commerce (Cherry Hill, N.J.),1

Commerce (Kansas City, Mo.),3

Compass,3

Consumer Bankers Assn.,2,8

Cortland (N.Y.) First Financial,5

Countrywide Credit Industries,1

Creative Solutions,10

Credit Suisse,1,3,24

D

DDB Needham,10

Dime,24

Duane, Morris & Heckscher,3

E

Ernst & Young,1

eToys,10

F

Fannie Mae,1,8,9

Ferris, Baker, Watts,5

Fidelity Investments,7

First Mariner Bancorp,5

First Union,1,24

FirstMerit,3

Friedman, Billings, Ramsey,24

Frontier of Laramie County,5

G

Glen Burnie (Md.) Bancorp,5

Grant Thorton LLP,1

Guard Insurance Group,24

H

HF Bancorp,24

I

Identicator Technology,12

Identix,12

Independent Bankers Assn. of America,2

Investment Company Institute,7

L

LLoyds TSB Group,8

M

Market Partners,5

Marquette (Minneapolis),5

MasterCard,10, 12

McCann-Erickson,10

Mellon,8,12

Mercer Management Consulting,4

Millward Brown International,10

Morgan Stanley,3,10

N

New York Life,24

Nordstrom,24

O

Oneida (N.Y.) Valley,5

P

PNC,1,24

Prudential,8

Putnam-Greene Financial,5

R

Republic (St. Petersburg, Fla.),5

Riggs,3

Robert Morris Associates,1

S

Schwab,4

Society for Worldwide Interbank Financial Telecommunication,12

Standard & Poor's,1

Stephens,24

Sullivan & Cromwell,22

SunTrust Banks,1

T

Temple-Inland,24

U

United Family Life Insurance,24

V

Visa,10

W

Wachovia,24

Wells Fargo,1

Y

Yankelovich Monitor,10 ===

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