A - G

ASB Capital Management 1

Advanta 2

Albertsons 3

Alliance Capital Partners 8

Alltel 11

American Express 1

Associates First Capital 1

BB&T 20

Baker Hill 11

Bank One 1,2,4

Bank of America 1,10

Bank of New York 1,4

BankBoston 1

Bayview Financial Trading Group 8

Capitol Bank (Madison, Wis.) 5

CardWeb.com 1

Chase 1,8

Citigroup 1,1

Citizens Banking (Flint, Mich.) 5

Colonial (Montgomery, Ala.) 8

Community National Bank (Iowa) 5

Compulink Loan Service 2

Computer Associates 10

Consolidated Credit Counseling Services 1

Consumer Federation of America 1

Countrywide 8

Credit Suisse 4

Daimler-Chrysler 18

DePrince, Race & Zollo 5

Debt Counselors of America 1

Dime 8

Doe-Anderson 7

Education Resources Institute 1

Fannie Mae 20

First National Bank of Keystone 2

First Tennessee 10

First Union 18

Fleet 1

GartnerGroup 10

Gasper 20

General Motors 18

Gramercy Advisors 4

Grant Thornton 2

H - Z

HSBC Holdings 1,3

Haven (Westbury, N.Y.) 5

Ingram-McDaniel 20

Instinet 10

Institute for Higher Education Policy 1

International Data 10

Intuit 11

Iowa Bankers Assn 5

Island 10

J.P. Morgan 1,4

JoMeg (Flushing, Mich.) 5

Keefe, Bruyette & Woods 3

Kleiman International Consultants 4

Kroger 3

Lehman Brothers 3

MBNA 1

Macon Insurance 20

Market Line Associates 3

Massachusetts Financial Services 7

MasterCard International 1

Media Metrix 11

Meridien Research 10

Microsoft 11

NCI Building Systems 18

NCR 20

NFO Research 11

Nasdaq 10

National City (Cleveland) 7,18

Nellie Mae 1

Network Associates 10

North Fork (Melville, N.Y.) 5

Northern Trust 18

Opinion Research Corp International 8

PL Capital (Chatham, N.J.) 5

PNC 8,10

Pacific Crest Securities 20

Peninsula Bank (San Diego) 20

Pilot Financial 1

Priceline.com 8

Principal Financial (Des Moines) 11

Republic New York 1,3

Roney & Co. 5

Safeway 3

Sovereign Bancorp 1

Star Division 10

Summit 4

Sun Microsystems 10

Symantec 10

Tucker Cleary 5

U.S. Bancorp 20

U.S. Bank 6

U.S. Public Interest Research Group 1

Union Planters 8

United States Student Assn 1

Visa 1

Washington Mutual 20

Wells Fargo 1,3

Western (Newport Beach, Calif.) 20

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