+++ A American Bankers Assn, 11,12 AmSouth, 24 Anchor Financial Group, 14 Atlantic (NY), 8 B Bank Administration Institute, 4 Bank of Boston, 10 Bank of Middleton (TN), 3 Bank of New York, 15 Bank of Tokyo, 6 BankAtlantic, 8 Bankers Assn for Foreign Trade, 11 Bankers Trust, 15 Barefoot Marrinan & Associates, 10 Barnett, 12 BB&T Financial, 8 Bear Stearns, 15 Beneficial, 18 Berwind Financial, 4 Boulder Bankcard Processing, 16 C Capital (FL), 8 Carter Ledyard & Milburn, 22 CDA/InvestNet, 24 Cenfed Financial, 8 Chase, 13,19 Checkfree, 19 Chemical, 3,15,24 Chevy Chase Federal, 10 Colonial Group, 13 Compass, 24 Countrywide Credit Industries, 14 D Davenport & Co, 8 De La Rue Fortronic, 16 E Eastern Savings & Loan, 8 Emigrant Savings, 15 Equifax, 17 European American, 15 F Falls Savings, 8 Farmers & Merchants (KS), 7 FFLC, 8 Financial Modeling Concepts, 10 First American, 12 First & Farmers (ND), 3 First Bank (PA), 8 First Fidelity, 3 First Hawaiian, 3 First Union, 3,4 Firstrust, 7 Flagship, 8 Fleet, 3,10,13 Freeport McMoRan, 24 Fried Frank Harris Shriver & Jacobson, 11 H Heine Securities, 24 Hypercom, 16 I Independent Bankers Assn of America, 3,18 Institute of Internatl Bankers, 11 Interstate Baking, 24 Intuit, 19 K KeyCorp, 3 L Lazard Freres, 13 Leader Financial, 8 Long & Foster, 14 M Marine Midland, 15 Michigan Natl, 24 Microsoft, 19 Morgan Keegan, 24 Morgan Stanley, 13 N Natl Automated Clearing House Assn, 18 Natl City, 11 Natl Payment Clearinghouse, 19 Natl Westminster, 15 NationsBank, 10 Neighborhood Housing Services of NYC, 15 O Ober Kaler Grimes & Shriver, 4 P Philo Smith, 18 PNC, 3,12 Professional Bank Services, 4 R Redwood Empire, 8 Republic, 15 Regions Financial, 24 Rockfeller Brothers Fund, 15 Roosevelt Savings (NY), 8 Rubenstein Associates, 15 S Secura Group, 6,10 Simmons First (AR), 7 SmartPay, 19 Southern National, 8 SouthTrust, 24 SunTrust, 12 U U S Bancorp, 10 U S Wireless Data, 16 V Verifone, 16 W Warburg, 13 West Bend Savings (WI), 3 Wheat First Butcher Singer, 8 X Xerox, 15 ===

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