+++ A Advest, 20 Alex Brown & Co, 8 Alston & Bird, 3 American Bankers Assn, 2,3 Ameritech, 13 AT&T, 14,15 B Banc One, 5 Bank of America, 9,12 Bank of Boston, 20 Bank of Floyd, 7 BankCal Tri-State, 5 Bankers Trust, 4 Barnett, 10 BB&T Financial, 4 Bell Atlantic, 14 BlackRock Financial Mgmt, 1 Boston Bancorp, 20 Brown Brothers Harriman, 1 C Capital Corporate Federal CU, 1 Central Fidelity, 10 Chase Manhattan, 4,5,15 Checkfree, 14 Chemical, 4 Citicorp, 1,8,14 Citizens Financial, 20 City National (NE), 6 Compass, 18 Countrywide, 8 Credit Union Natl Assn, 12 Crestar Financial, 14 D Davenport & Co, 10 Davis Polk & Wardwell, 2 Dean Witter, 14 Deutsche, 1,5 E Equifax, 12 Evergreen, 6 F Federal Home Loan Mortgage, 8 Financing, 3 First Albany, 6 First Bank (MD), 7 First Chicago, 9,15 First Commercial, 10 First Fidelity, 9 First Security, 8 First Tennessee, 10 First Union, 14 Fleet Financial, 6,20 G Glendale Federal, 3 GMAC Mortgage, 9 Goldman Sachs, 18 Great Western, 15 H Helming Consulting Services, 6 Home Federal Savings (NC), 4 Household, 9 HSH Associates, 9 I IBM, 14,15 Independent Bankers Assn, 2,3,6 Internet, 12 J JMC Group, 10 J P Morgan, 1,18 K Keefe Bruyette, 20 Keycorp, 6 L Lipper Analytical Services, 1 Lomas Financial, 8 M MasterCard, 12,13 Merrill Lynch, 1 Microsoft, 14 Midland Financial Mortgages, 8 Mission Hills Mortgage, 8 Monument Mortgage, 8 Moody's, 1 Mortgage America, 8 N Natl Assn of Securities Dealers, 10 Natl City, 9 Nationsbank, 14 North American Mortgage, 8 Norwest, 5 O Old Kent, 8 Optima Group, 1 P PaineWebber, 1 PHH US Mortgage, 8 R Resolution Trust Corp, 3 S Salomon Brothers, 1 Sanwa, 5 Scattered Corp, 18 Shawmut Natl, 20 Signet, 7,14 Southern Natl, 4 Southwest Mgmt Development, 3 Strategic Research Institute, 18 St Louis Teachers CU, 12 Standard Federal (MI), 8 T Trustco, 6 U Union Planters, 9 V VA Assn of Community Banks, 7 Visa, 12,13,14 W Wells Fargo, 12 ===

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