+++ A AM Best,22 Access Research,12 Ahmanson,10 American Bankers Assn,2,8 American Savings,10,22 Arthur Andersen,6 B Banc One,16,22 BankAmerica,4,16,22 Barrett Strunk & Associates,6 Bay View Capital,4 Bear Sterns,24 Bobroff Consulting,13 Boston Provident Partners,4 Brown Brothers Harriman,24 Business & Professional Bk,9 C California Federal,10 Capstead Mortgage,10 Cerulli Associates,12 Charter One Financial,1 Chase Manhattan,13,16 Chemical,16,24 Citicorp,16 Coast Federal,10 Countrywide Funding,10 County Bk (Merced, CA),7 D Davenport & Co,1 Dime,16 Donaldson Lufkin Jenrette,4,24 Dove Associates,16 E Execufirst,7 F Farmers & Merchants Trust (Chambersburg, PA),12 Fidelity Investments,12 First Chicago,16 First Citizens Bancshares,1 First Fidelity,24 First Nationwide,4,12 First of America,13 First Tennessee, 4 First Union,1,12,13 FirstFed Michigan,1 Firstshares of Texas,4 Furash,10 G GE,10 Glendale Federal,10 GMAC,10 Great Western,4 H HF Ahmanson,4 Huntington Bancshares,16 Hypercom,15 I Independent Bankers Assn of America,3,4 Interchange Financial Services,6 International Business Machines,1 Interstate/Johnson Lane,24 Intuit,16 Investment Company Institute,2 ISD/Shaw,3 J JP Morgan,24 Jenner & Block,2 L Langston & Frazer,11 Legend Group,12 Liberty,7 Lincoln National Life Insurance,22 Lipper Analytical Services,13 lst Constitution,7 M Matty Simmons Productions,14 MBNA,10 Metropolitan Bank & Trust (Guam),9 Moody's,22 Morrison & Foerster,2 Mortgage Guaranty Insurance,11 N National Assn of Securities Dealers,2 National Capital,7 National Securities Clearing,12 NationsBank,13,16,24 NBD,13 Neighborhood Reinvestment,9 New Jersey Bankers Assn,6 Northern Trust,24 O Owensboro National,2 P PaineWebber,22 Principal Residential Mortgage,11 Prudential,10 R Republic New York,24 Rodman & Renshaw,4 Roosevelt Savings,8 RS Financial,1 S Sacramento First National,9 Salomon Brothers,1 Sanwa,22 Savings Institute,7 Security National of San Antonio,6 SNL Securities,4 Spectrem Group,13 Speer & Associates,16 Standard & Poor's,22,24 Stifel Nicolaus,1 Summit,6 SunTrust,13 T T Rowe Price,12 TCF Mortgage,11 Teachers Insurance & Annuity,12 Transworld (Sherman Oaks, CA),7 U US Bancorp,16 UBS,10 United National,6 V Valley National,7 Variable Annuity Life,12 Visa,1,22 W Wachovia,24 Washington Mutual,4 Winston & Strawn,2 Z Zimmerman Reed,11 ===

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