+++

A

ABN Amro,6

Advanta,20

Albertson's,6

Alexander & Alexander Services,7

Alltel Information Services,13

American Bankers Assn,1

American Express,1,20

Arizona Central Credit Union,8

Automatic Data Processing,13

B

Banc One, 18

Bank of Livermore,8

Bank of Walnut Creek,8

Bank Securities Assn,1,10

BankAmerica,6,7,18

Bankers Trust,20

Barnett,20

Behavioral Analysis, 12

Brown Brothers,20

C

Callahan Financial Services,8

Canadian Imperial,7

Capital One Financial,20

Cardholder Management Services,12

Chase Manhattan,18,20

Checkfree,13

Citicorp,18

Claritas, 6

Consumer Bankers Assn,3

Consumer Federation of America,8

Countryside Credit Union,2

Credit Union National Assn,8

CS First Boston,18

D

Dain Bosworth,6

Daiwa,3

DataQuick Information Systems,4

Day, Berry & Howard,3

Dean Witter,6

Dean Witter, Discover, 20

Delta National, 8

Deutsche Bank,7

E

Electronic Data Systems,13

Electronic Payment Services, 12

Elliott, Davis,9

F

FCNB,7

Federated Investors,7

Federated Services,7

Fifth Third,18

First Chicago NBD,6

First Commerce,6,7

First Maryland National,18

First Mineola,10

First Nationwide, 10

First Union,18

First USA,20

Fiserv,13

Forrester Research,13

Frost National,13

G

General Motors,12

Goldman, Sachs,20

Great Western,4

H

HF Ahmanson, 1,4

Household Bank,12

Household International,12

Howe Barnes Investments, 6

Hypercom,12

I

Independent Bankers Assn of America,1,2

Intuit,13

K

Keefe, Bruyette & Woods,1

Kenneth Kehrer Associates,1

KeyCorp,1,3,7,10

L

Lehman Brothers,6

M

MasterCard,1,12,13

MBNA,20

Mellon,20

Mercantile Bankshares,7

Meridian,13

Merrill Lynch,18,20

Microsoft,1

Morgan Stanley,20

Morrison & Foerster,3

Mount Diablo National, 8

N

National City,7,13

NationsBank,18

Netscape,1

Norwest,20

O

Old Kent Financial, 6

P

PNC,13

Prodigy Services,13

S

Sanford C Bernstein & Co,11,20

Schwartz & Ballen,3

Servantis Systems,13

Smith Barney,4

South End Federal Credit Union,8

Spyglass, 1

St Paul Bancorp,,6

Student Loan Marketing Assn,18

Sumitomo,3

T

Transaction Network Services, 12

U

US Bancorp,1,6

Union,1

V

V-ONE Corp,1

Visa,1

W

Washington Mutual,6

Wells Fargo,6

Welsh, Carson, Anderson & Stowe,13 ===

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