+++

A

ABN Amro, 6

American Bankers Assn, 4,15,17

American Express, 8

Amerus Group, 16

Arthur Andersen, 32

Avondale Federal Savings, 16

B

Banc One, 4

Bank Insurance Market, 1

Bank of Boston, 9

BankAmerica, 32

BankAmerica, 6,7

Bankers Roundtable, 4

Bankers Trust, 4,32

Barnett Banks, 1,4

Brightware, 12

British Assn for Payment Clearing Serv., 1

C

Chase Manhattan, 1,7,11,25

Citicorp, 1,7

Comerica, 1

Comparator Systems, 1

D

Dime Bancorp, 32

DKB Securities, 25

Dow Jones, 12

E

Emcor, 32

F

Federal Natl Mortgage Association, 11

Fifth Third, 6

Financial Institutions Consulting, 8

First America Bank, 1

First Bank System, 8

First Chicago NBD, 16

First Commercial, 6

First Union, 8

Firstar Insurance, 1

Fleet, 4,11

G

GE Capital, 11

Goldman,Sachs, 25

Group IV Publications, 9

H

Hamilton Carter Smith & Co., 10

Hamilton Financial Services, 10

Heine Securities, 10

Hewlett-Packard Co., 12

Howe Barnes Investments, 16

Hypercom Inc., 1

I

Identicator Corp., 1

Identix Inc., 1

J

J.P. Morgan, 32

John Harland Co., 12

K

Keefe, Bruyette, 32

KeyCorp, 6

Kirchman Corp., 15

Kramer Spellman, 10

L

LaSalle National, 6

M

MasterCard, 1

MBNA Corp., 32

Media 3 Publications, 9

Mellon, 7

Merrill Lynch, 32

Microsoft Corp., 15

Midwest Payment Systems, 6

Moody's, 1

Morgan Guaranty, 4

Morgan Stanley, 12

Moscom Corp., 1

N

National Registry Inc., 1

NationsBank, 1,9

New America Financial, 10

Norwest, 12

O

Oracle, 1

Oxxford Information, 9

P

Proctor & Gamble, 32

R

RAM Research, 32

Raymond James & Associates, 25

Recognition Systems, 1

Reuters, 32

Robinson-Humphrey, 5

S

Salomon Brothers, 6,25

Signet Banking, 32

Smart Card Industry Association, 1

Smith Barney, 6

Software AG, 15

Southern National, 32

Standard & Poor's, 1

Sterling Financial, 10

Summit Bancorp, 32

Sun Microsystems Inc., 12

Sungard Data Systems, 12

Synovus Financial, 6

T

TCF Bank, 6

Travelers Group, 6

U

UBS Securities, 32

UMB Financial, 6

V

Venrock Associates, 12

Verifone, 1

Visa, 8

W

Wellington Management, 10

Wells Fargo, 9

Wheat First Butcher, 32 ===

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