+++

A - F

ABN Amro,1

Advanta,24

AIM-USA,13

Albank Financial,14

Alliance for Business Investment,3

America Online,11

American Bankers Assn,3,15

Banc One,1,15

Bank of America,15

Bank of Montreal,1

BankAmerica,3

BankBoston,3,5

Baseline Software,15

BB&T,4

Beckley (WV),14

Caisses Desjardins,1

California Bankers Assn,2

Canada Trust,1

Canadian Imperial Bank of Commerce,1

Carleton, McCreary, Holmes,3

Centura Banks,4

Charbonneau-Klein,10

Chase Manhattan,3,5

Citicorp,3,15

Citizens Mortgage,10

City Holding,14

Cohane Rafferty Securities,10

Credit Union Central,1

Crestar Financial,11

Dalbar,11

Deloitte & Touche,15

Deluxe,15

Equifax,15

First Albany,14

First Bank System,5

First Chicago NBD,5

First Union,5

Firstar,5

Fleet,15

Fleet Financial,3

Fleet Financial Group,5

Fox-Pitt, Kelton,1

Frank Russell,11

Friedman, Billings, Ramsey,14

G - P

Giesecke & Devrient,13

Harbourton Mortgage,10

Home Depot,15

Horizon,14

HSBC Holdings,1

Investment Company Institute,11

Jayhawk Acceptance,24

Jerome Svigals,15

Keefe, Bruyette & Woods,5

KeyCorp,3,15

KPMG Peat Marwick,15

Kroll,15

Kroll Associates,15

Linden Associates,13

M.H. Springer,1

MasterCard,1,13

MBNA,5

Morgan Stanley,5

Natl Bank of Canada,1

NationsBank,3

Norwest,1, 3

Phoenix Planning and Evaluation,13

Pinkerton's,15

Price Waterhouse,15

Program Management,13

Prudential,10,24

R - T

Raymond James & Associates,5

Royal Bank of Canada,1

Salomon Brothers,3

Securities Data,24

Smart Card Industry Assn,13

SPP Hambro,3

State Street,11

Summit,5

Sun State Capital,24

Target,15

Toronto-Dominion,1

Transaction Technology International,1

Triangle,4

Trustco Bank Corp NY,14

U -Z

UBS Securities,24

United Security,14

Visa,1

Wheatland Bank (Davenport, WA),14

Zions,24 ===

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