+++

A

ABN Amro, 1

AEW Capital Management, 9

Alex Brown & Sons, 11

Alliance Funding, 3

American Bankers Assn, 1,3

American Bar Assn, 3

American Express, 26,28

Associates First Capital, 10

B

Bank of Ireland, 6

Bank of Montreal, 16

Bank of Nova Scotia, 16

BankBoston, 6,28

Bankers Trust, 9

Barnett, 11

Bayerische Landesbank, 26

Bear Stearns, 10

Brobeck Phelger & Harrison, 2

Burger Carroll, 16

C

Caisses Desjardins of Quebec, 16

Canada Trust, 16

Canadian Imperial Bank of Commerce, 16

Centura, 28

Chase Manhattan, 9,26

Chase Securities, 9

Citicorp, 28

Citizens Financial Group, 6

Countrywide Credit Industries, 11

Credit Lyonnais, 9

Credit Union Central, 16

D

Danielson Associates, 8

Deutsche Bank, 9

Deutsche Morgan Grenfell, 9

Dillon Read, 4,28

Dime, 4

Donaldson Lufkin & Jenrette, 9,28

F

First Finance, 10

First Union, 10,28

First Virginia, 4

Fleet, 6

G

Gruntal, 10

H

HomeSide, 11

Hongkong Bank of Canada, 16

Household Intl, 2

I

Ind Bankers Assn of America, 2

Info Management Network, 10

J

JP Morgan, 26

JW Charles Securities, 28

Jefferson Bankshares, 4

K

Keefe Bruyette & Woods, 4,28

KeyCorp, 26,28

L

Lehman Brothers, 9,26,28

Lewek & Associates, 8

M

MasonDixon, 8

MasterCard, 16

Meridien Research, 18

Merrill Lynch, 26

MidIowa Financial, 8

Milliman & Robertson, 13

Mondex, 16

Money Management Initiatives, 1

Moodys, 26

Morgan Stanley, 28

Mortgage Bankers Assn of America, 1,3

N

Natl Assn of WIC Directors, 16

Natl Bank of Canada, 16

Natl City, 13

NBW Consulting Group, 6

Neighborhood Assistance, 3

NetRisk, 18

New Hampshire Grocers Assn, 16

Nomura Securities, 9

Norwest, 1,26,28

R

Raymond James & Associates, 28

Renaissance BankCard Services, 1

Royal Bank, 6,16

S

Sanford C Bernstein, 11

Saxon Mortgage, 10

Scott & Stringfellow, 4

Signet, 28

Smith Barney, 11

Standard & Poors, 26

State Farm, 2

Susquehanna, 8

T

TorontoDominion, 16

Transamerica, 2

U

UBS Securities, 26

United Asset, 1

University Mortgage, 3

V

Vancouver City Savings, 16

Visa, 16

W

Wachovia, 4,9

Wheat First Butcher Singer, 28 ===

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