+++

A

Action on Smoking and Health,24

Action Systems,1,26

Advanta,40

Advest,33

America's Community Bankers,2,4

American Bankers Assn,2,4

American Enterprise Institute,2

American Financial Services Assn,4

Assn of Bank Directors,4

Atlantic Central Bankers' Bank,7

B

Banc One,24

Bank Administration Institute,1,9,26

BankAmerica,16

BankAtlantic,2

BankBoston,39

Bankers Trust,19

Bankers' Bank of Wisconsin,7

Barbour, Griffith & Rogers,4

Barnett,9

C

Camden (Maine) National Bank,1

Capital One,26

Cato Institute,2

Chase,10,16,19,26

CIBC,10

Citicorp,9

Citizens for a Tobacco-Free Society,24

Citizens National (Toluca, IL),2

Community Bankers' Bank,7

Community First (Fargo, ND),6

Compass Bancshares,16

Computer Associates,25

Computer Sciences,25

Consolidated Cigar,24

CoreStates,22

Council on Financial Competition,26

Credit Suisse,25

Credit Union National Assn,4

D

Dalbar Inc,1

Deutsch Consultancy,1

Deutsche,33

Donaldson, Lufkin & Jenrette,26

Dow Jones,25

E

Edward Jones,1

Electronic Data Systems,25

Electronic Payment Services,22

Equifax,25

F

Fannie Mae,15

Fidelity,16

Fifth Third,16

Financial Institutions Consulting,16

First Chicago NBD,39

First Manhattan Consulting Group,26

First of America,1,18

First Union,1,22

First Union National,2

First USA,26

Fleet,40

Fleet Financial,33

FMS Consulting,18

Furash & Co.,9

G

Goldleaf Technologies,25

Goldman Sachs,10,25

H

Hambrecht & Quist Group,40

Harvard Business School,1

Henry Kaufman & Co.,33

HNC Software,25

I

Independent Bankers Assn of America,2,7,16,33

Interbrand-Schechter,9

Intuit,25

J

JP Morgan,25,40

K

Kennedy, Baris & Lundy,4

KeyCorp,1,4,16

Klamath First,1,6

L

Landor Associates,9

Lehman Brothers,10

Lincoln State Bank,17

Lipper Analytical Services,1

M

Marshall & Ilsley,17

Massachusetts Mutual Life,16

Mellon,4,16

Merrill Lynch,33,40

Money Marketing Initiatives,1

Money Store,1

N

National Assn of Insurance Commissioners,4

National City,1,18

National Federation of Independent Business,17

NationsBank,9

NBW Consulting,1,9,17

Norwest,1

Novecon,2

P

PaineWebber,16

Professional Bank Services,6

PSI Global,26

R

Raymond James,1

Royal Bank of Canada,26

S

SJ Baxter & Associates,24

Salomon Brothers,33

SBC Dillon Read,33

Sears Roebuck,39

Securities Data,10

Sheshunoff Information Services,1,6

Six Rivers National Bank,1,6

Standard & Poor's,33

State Street,19

Sterling Ltd.,18

SunTrust,9

T

T Rowe Price,39

Temple University,17

Timmons & Co.,4

Tucker Anthony,1

U

United Bankers' Bank,7

W

Wachovia,4,16,26 ===

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