+++

1

1st Source, 12

A

Advanced Precision Technology, 14

Allied Irish Bank, 21

America Online, 21

American Assn of Retired Persons, 1

Andersen Consulting, 21

Apollo (PA) Trust, 1,21

Associates First Capital, 1

B

Bank Administration Institute, 21

Bank of Japan, 30

Bank of New York, 32

BankAmerica, 20,23,32

Bankers Trust, 20

Bankers Assn for Foreign Trade, 20

Bayerische Vereinsbank, 20

Bear Stearns, 32

Benton Intl, 21

Britton & Koontz First Natl, 1

C

Capital City Mortgage, 1

Capital One Financial, 15

Cardtech/Securtech, 14

CFS, 11

Chase, 6,32

Citicorp, 1,2,32

Citizens Banking (OH), 1

City Holding, 1

Columbia Banking System, 12

Commerzbank, 20

Congressional Research Service, 2

Consumers Union, 1

Credit Suisse, 1,32

Crestar, 2

D

Deutsche, 20

E

E-Trade, 11

Economic Strategy Institute, 30

Excite, 21

F

Financial Technologies Intl, 23

First Alliance Mortgage, 1

First American Asset Mgmt, 11

First Franklin, 1

First Korea, 20

First Manhattan Consulting Group, 1

First Tennessee, 32

First Union, 2,20

G

Gemplus, 14

Goldman Sachs, 6,18

H

Huntington Bancshares, 21

I

Identicator Technology, 14

Institute for Intl Economics, 20

Intuit, 23

J

JP Morgan, 6,20,32

K

Keefe Bruyette & Woods, 18

KeyCorp, 21

Korea Exchange, 20

L

Lehman Brothers, 6,32

Litton Loan Servicing, 8

M

Mellon, 14, 32

Meridien Research, 23

Merrill Lynch, 6,32

Metrowest, 12

Mortgage Bankers Assn of America, 2

N

Natl Bank of Commerce, 21

Natl Penn, 12

NationsBank, 6

Nippon Credit, 20

Nomura Securities, 30

O

Ocwen Financial, 8

P

Pacific Crest Securities, 4

Payment Systems, 21

Peoples State (IL), 1

Piper Jaffray, 11

PNC, 21

R

Raymond James, 32

Regions Financial, 32

Response Design, 21

Rockwell Federal, 11

S

Sanchez Computer Associates, 21

Sanwa, 4

Securities Data, 6

Seoul Bank, 20

Skadden Arps Slate Meagher & Flom, 1

Smart Card Industry Assn, 14

State Street, 18

Summit Bancorp, 21

Swiss Bank, 20

T

T Rowe Price, 30

Travelers, 1

U

US Bancorp, 11

US Bank, 11

Union Bank of Switzerland, 20

United (GA), 1

W

Wachovia, 21

World Research Group, 8 ===

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