A recap of the informed opinions (and the discussions they generated) on BankThink this week.

Protests by community groups and now a public hearing threaten to delay the completion of CIT's acquisition of OneWest Bank. The deal will probably get approved, and it might not get delayed too long, but all those "probablys" and "mights" are what make the proponents of more big M&A queasy.

Regulators are taking their review of CIT Group's agreement to buy OneWest Bank to a public forum, following community activists' complaints about the deal.

Brevard County, Fla. officials reported this week plans to write off $6.6 million for emergency medical service transports to area hospitals from the budget year ended Sept. 30, 2013.

Delanco Bancorp in New Jersey began trading on Friday on the OTC Markets Group platform.

Community Financial Corp. in Waldorf, Md., raised $23 million from a debt offering.

The Consumer Financial Protection Bureau can learn a lot from the Centennial State.

A federal judge has upheld a Texas law that bars the state's retailers from charging an additional fee to customers who pay with a credit card.

CashCall, an online loan servicer, reached a $1 million settlement with California's Department of Business Oversight on Thursday.

A long decline in loan-loss reserves hit a wall in the fourth quarter, as loan growth forced companies to set more cash aside than in recent quarters. An end to reserve releases, combined with higher costs and lower margins, are putting pressure on bankers to boost revenue.

New disclosure rules from the Consumer Financial Protection Bureau don't go into effect until this summer, but lenders are already worried about compliance and fearing it may make the closing process far more difficult.

As the Federal Reserve and other entities push toward developing a faster payments system in the U.S., it has become increasingly apparent that a good place to start is through debit networks.

Online marketplace lender CommonBond has announced that Nelnet, an education planning and financing company, has agreed to finance at least $150 million of CommonBond's annual loan volume.

Wells Fargo has agreed to pay $4 million to settle charges that it made secured credit card loans in violation of New York law.

Google Glass, the search giant's eyewear that doubles as a computer, has been discontinued with consumers — for now. Even so, bankers who have experimented with the device say it was time well spent.

The New York Department of Financial Services has published revisions to the agency's proposed framework for regulating virtual currencies.

Beneficial Bancorp in Philadelphia reported higher quarterly profit due to improving asset quality.

Sunshine Bancorp in Plant City, Fla., has agreed to buy Community Southern Holdings in Lakeland, Fla.

Wells Fargo Bank will pay $4 million for credit card-related violations uncovered by a New York Department of Financial Services examination of the bank's former affiliate, according to New York officials.

Banks stayed away from construction lending for years after it collapsed and contributed to the financial crisis. But low interest rates and other factors have gotten some developments off the ground, leading to construction lending's comeback.